[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.eosbn.cz\/proc-se-tak-casto-nenabizi-100-hypoteka\/#Article","mainEntityOfPage":"https:\/\/www.eosbn.cz\/proc-se-tak-casto-nenabizi-100-hypoteka\/","headline":"Pro\u010d se tak \u010dasto nenab\u00edz\u00ed 100% hypot\u00e9ka?","name":"Pro\u010d se tak \u010dasto nenab\u00edz\u00ed 100% hypot\u00e9ka?","description":"Asi nen\u00ed pot\u0159eba \u0159\u00edkat, \u017ee ceny nemovitost\u00ed rostou z\u00e1vratn\u00fdm tempem. Zvl\u00e1\u0161t\u011b pro mlad\u00e9 lidi se tak st\u00e1v\u00e1 prakticky nemo\u017en\u00e9 si na n\u011bjakou v rozumn\u00e9 dob\u011b na\u0161et\u0159it. Pokud cht\u011bj\u00ed bydlet ve vlastn\u00edm, nezbude jim \u010dasto nic jin\u00e9ho ne\u017e si vz\u00edt hypot\u00e9ku. I zde v\u0161ak \u010dasto naraz\u00ed na probl\u00e9m, se kter\u00fdm mnoho lid\u00ed, p\u0159edev\u0161\u00edm laik\u016f, nepo\u010d\u00edt\u00e1. T\u00edm […]","datePublished":"2021-03-09","dateModified":"2023-05-05","author":{"@type":"Person","@id":"https:\/\/www.eosbn.cz\/author\/#Person","name":"eosbn.cz\n","url":"https:\/\/www.eosbn.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/9cac53ffad5d6e0659d72eaf216400c165f8fbf396c79017c66698a8aa5be23d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/9cac53ffad5d6e0659d72eaf216400c165f8fbf396c79017c66698a8aa5be23d?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"eosbn.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/eosbn.cz\/wp-content\/uploads\/hypoteka2_10_10_10_10_7.jpg","url":"https:\/\/eosbn.cz\/wp-content\/uploads\/hypoteka2_10_10_10_10_7.jpg","height":"","width":""},"url":"https:\/\/www.eosbn.cz\/proc-se-tak-casto-nenabizi-100-hypoteka\/","about":["Neza\u0159azen\u00e9"],"wordCount":430,"articleBody":"   Asi nen\u00ed pot\u0159eba \u0159\u00edkat, \u017ee ceny nemovitost\u00ed rostou z\u00e1vratn\u00fdm tempem. Zvl\u00e1\u0161t\u011b pro mlad\u00e9 lidi se tak st\u00e1v\u00e1 prakticky nemo\u017en\u00e9 si na n\u011bjakou v rozumn\u00e9 dob\u011b na\u0161et\u0159it. Pokud cht\u011bj\u00ed bydlet ve vlastn\u00edm, nezbude jim \u010dasto nic jin\u00e9ho ne\u017e si vz\u00edt hypot\u00e9ku.I zde v\u0161ak \u010dasto naraz\u00ed na probl\u00e9m, se kter\u00fdm mnoho lid\u00ed, p\u0159edev\u0161\u00edm laik\u016f, nepo\u010d\u00edt\u00e1. T\u00edm je fakt, \u017ee poskytovatel nep\u016fj\u010d\u00ed plnou \u010d\u00e1stku, pouze valnou v\u011bt\u0161inu. \u010c\u00e1st, obvykle stanoven\u00e9 procento, si mus\u00ed dlu\u017en\u00edk doplatit z vlastn\u00edch prost\u0159edk\u016f. A pokud je nem\u00e1, pak m\u00e1 jednodu\u0161e sm\u016flu.Vzhledem k v\u00fd\u0161e uveden\u00e9mu by se dalo p\u0159edpokl\u00e1dat, \u017ee 100% hypot\u00e9ka, tedy takov\u00e1, kter\u00e1 uhrad\u00ed plnou \u010d\u00e1stku, bude velmi popul\u00e1rn\u00ed. Av\u0161ak kdy\u017e se pod\u00edv\u00e1me na statistiky, zjist\u00edme, \u017ee ji v nab\u00eddce p\u0159\u00edli\u0161 \u010dasto nenajdeme, a tak\u00e9 \u017ee nen\u00ed p\u0159\u00edli\u0161 \u010dasto vyu\u017e\u00edv\u00e1na.To se n\u00e1m m\u016f\u017ee zd\u00e1t zvl\u00e1\u0161tn\u00ed, av\u0161ak je pot\u0159eba si uv\u011bdomit, co k tomu poskytovatele vede. Nen\u00ed to toti\u017e o tom, \u017ee by o n\u011b nebyl z\u00e1jem, naopak. Probl\u00e9m je v tom, \u017ee bankovn\u00ed i nebankovn\u00ed subjekty ji p\u0159\u00edli\u0161 necht\u011bj\u00ed poskytovat. Pro\u010d, kdy\u017e by jim to p\u0159ineslo klienty?Jednodu\u0161e proto, \u017ee v takov\u00e9m p\u0159\u00edpad\u011b nemaj\u00ed takovou jistotu, \u017ee dlu\u017en\u00edk bude skute\u010dn\u011b p\u016fj\u010den\u00e9 pen\u00edze spl\u00e1cet. Takhle v\u00ed, \u017ee si musel na\u0161et\u0159it alespo\u0148 ur\u010ditou \u010d\u00e1stku, a tak m\u00e1 pravd\u011bpodobn\u011b dostate\u010dn\u011b vysok\u00fd p\u0159\u00edjem na to, aby byl schopen dodr\u017eovat dohodnut\u00fd spl\u00e1tkov\u00fd kalend\u00e1\u0159.D\u00e1le je to tak\u00e9 fakt, \u017ee je tak men\u0161\u00ed pravd\u011bpodobnost, \u017ee onu nemovitost prod\u00e1 je\u0161t\u011b v dob\u011b spl\u00e1cen\u00ed. To by toti\u017e vytv\u00e1\u0159elo probl\u00e9my jednak s p\u0159evodem hypot\u00e9ky na nov\u00e9ho majitele, nehled\u011b na to, \u017ee nev\u00edme, zda nov\u00fd vlastn\u00edk bude schopen t\u011bmto z\u00e1vazk\u016fm dost\u00e1t.Je tedy pochopiteln\u00e9, pro\u010d jej necht\u011bj\u00ed nab\u00edzet, a pokud jej ve sv\u00e9m portfoliu maj\u00ed, jsou zde podm\u00ednky nastaveny tak, aby byly pro klienta mnohem nev\u00fdhodn\u011bj\u0161\u00ed ne\u017e u jin\u00fdch typ\u016f. D\u00edky tomu udr\u017euj\u00ed trh tak, jak pot\u0159ebuj\u00ed, ani\u017e by mohli b\u00fdt napad\u00e1ni z toho, \u017ee sv\u00fdm z\u00e1kazn\u00edk\u016fm nevych\u00e1z\u00ed vst\u0159\u00edc. A dobr\u00e1 pov\u011bst je pro v\u011bt\u0161inu firem skute\u010dn\u011b velmi d\u016fle\u017eit\u00e1.                                                                                                                                                                                                                                                                                                                                                                                          3.6\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Pro\u010d se tak \u010dasto nenab\u00edz\u00ed 100% hypot\u00e9ka?","item":"https:\/\/www.eosbn.cz\/proc-se-tak-casto-nenabizi-100-hypoteka\/#breadcrumbitem"}]}]